Sunday, 7 January 2018

No Minimum Balance - No charge on the transaction, open account by sitting at home

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State Bank of India had recovered 1771 crore rupees as the minimum balance charge last year. The bank charges the minimum balance charge from you, when you do not keep the minimum savings in your account. But there is a bank where you do not have to keep any minimum balance. Not only this, you do not have to pay any fees for online transactions, and in this bank you can open your savings account in two minutes by sitting at home. We are talking about Paytm Payments Bank. Here you get interest on your savings just like other banks, but you get many more amenities here than other banks. You can open an account by sitting at home at Paytm Payments Bank. For this you just have to download the Paytm App and you can open the account without depositing any paper documents. KYC norms are completed through e-verification.

paytm payment bank | No  Minimum Balance - No charge on the transaction | open account by sitting in/at home.Paytm payment bank saving account/ open account in paytm payment bank

With Paytm Payments Bank, you get 4% interest. If you keep one rupee in it, you will also get interest on it. Because in it you do not have a condition to keep any minimum balance. Free Fund Transfer:
While most banks charge for the transfer of funds from the Savings Account, the Patiala Payments Bank is offering this facility free of cost. From Paytm's Savings Account, you will be able to make NEFT, IMPS and RTGS and UPI free. Also you will get Virtual Debit Card:

You will also get virtual debit card with Paytm Payments Bank. Other banking facilities, including check book, demand draft, will also be given. However, you will have to pay a nominal fee for this.
Paytm Payments Bank lets you check your balance through your mobile whenever you want. Apart from this, it also gives you the opportunity to fulfill all your banking needs from your mobile. If you are starting a fixed deposit with Paytm Payments Bank, then the bank will give 7.03% interest on this.
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